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PPACA (Obamacare) has been impacting how we purchase and design health insurance coverage since 2010. PPACA is in its 5th year and approaching maturity. New provisions of the act are introduced yearly and many of these provisions have been modified or delayed until future dates. It is arguably the most comprehensive makeover of the heath [...]

There has been at trend by large companies these last few years to use buzz phrases so often they have become common vernacular in the workplace. Words that I believe dilute the foundation of corporate hierarchy. I have noticed a trend to move away from the word management and replace it with leadership. In my [...]

Sitting here looking out my office window I can see the subtle difference in the landscape, a red or orange leaf here and there, the morning sky a little grayer, there is a damp chill in the air. I take a deep breath because I know what is coming. The last quarter of the year. [...]

A couple of days ago I reviewed an article which asserted that reading information about your chosen field for 15 minutes a day for 20 years will make you a world class expert. I don't know that I entirely agree with that statement, but I do know that most people don't put in that minimal [...]