Experienced perspective. Thoughtful strategies.
Protecting What You’ve Built.
Planning for What Comes Next.
Sophisticated insurance, business protection, and retirement planning solutions for business owners, executives, and professionals.
MEMBER OF
A New Perspective
There is an undeniable strength that comes from teaming up. We created a place where different experts can combine their talents which means that the right expertise is right there for you at the right time. Great things can happen when professionals work together focusing on your goals. Wherever you are on your financial journey, we’re the partner that brings to bear an expert team and suite of services designed to help you along the way.
The Bandal Consulting approach
Guidance Beyond the Insurance Policy.
Important financial decisions require more than a product recommendation. They require an experienced consultant who understands how business interests, insurance protection, employee benefits, and retirement objectives intersect.
We take a consultative approach to identifying exposures, evaluating alternatives, and helping clients make informed decisions consistent with their broader financial objectives.
“The right planning conversation begins with understanding what matters most to you—not selecting a product.”
Areas of expertise
Integrated Thinking for Complex Financial Decisions.
Insurance and retirement consulting designed around the needs of businesses, their owners, and the families who depend on them.
01 /
Business Succession & Protection
Buy-sell funding, key person insurance, corporate-owned life insurance, and business continuity planning.
02 /
Retirement & Income Protection
Insurance-based retirement income strategies, life insurance reviews, and planning for longevity-related risks.
03 /
Long-Term Care Planning
Traditional and hybrid solutions to help address the financial consequences of an extended care event.
04 /
Executive Benefits & Life Insurance
Insurance strategies that support executive protection, business objectives, and personal financial security.
05 /
Corporate Health & Benefits
Fully insured and self-funded health plans, group benefits, and thoughtful employer plan design.
06 /
Qualified Retirement Plans
401(k), profit-sharing, and other employer retirement arrangements coordinated with plan specialists.
MARKET RECAP
Attraction and retention remained a challenge in 2023 as organizations across industries struggled to find and keep talented workers. According to Zywave’s 2023 Attraction and Retention Employer Pulse Survey…
IRS Announces Employee Benefit Plan Limits for 2024
Many employee benefits are subject to annual dollar limits that are updated for inflation before the beginning of each calendar year. Most of these annual dollar limits will increase in 2024. . .
Employee Benefit Plan Limits for 2024
Many employee benefits are subject to annual dollar limits that are adjusted for inflation by the IRS each year. The following commonly offered employee benefits are subject to these limits…
Quotes for the Week
The way to get things done is not to mind who gets the credit for doing them.
Benjamin Jowett
Small incremental changes do not result in innovation.
Recent Post
What is an expert?
A couple of days ago I reviewed an article which asserted that reading information about your chosen field for 15 minutes a day for 20 years will make you a world class expert.
For business owners
You’ve Worked a Lifetime to Build Your Business. Is It Protected?
Ownership transitions, the loss of a key executive, and inadequate succession funding can create substantial financial exposures. We help owners evaluate insurance strategies that support business continuity and protect their families’ financial interests.
Questions worth asking
- Is your buy-sell agreement adequately funded?
- Could your business withstand the loss of a key person?
- Would your family receive fair value for your ownership interest?
- Are existing life insurance arrangements still appropriate?
Begin with a conversation
Confidence Begins With a Thoughtful Plan.
Whether you’re preparing for retirement, protecting a business, or evaluating employee benefits, Bandal Consulting can help you consider your options.
Or call 304-552-1059